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Which gives better returns PPF or NPS?

Which gives better returns PPF or NPS?

PPF provides secured returns over the long term and for all ages, which is why it is a great investment opportunity for long-term savings. Of late though, the National Pension Scheme or NPS has also been gaining a lot of attention as a tool for making retirement savings.

Should I invest in both PPF and NPS?

Each has its own advantages and can be supplemented to achieve long-term goals, primarily being retirement. Rather than trying to figure out which is better between PPF and NPS, make the best use of both PPF and NPS in accumulating a sizable corpus over the long term.

What is the current rate of interest on NPS?

The current return on the Public Provident Fund is 7.10\% per annum. From 2018 to 2020, it ranged between 7\% to 8\% per annum….5. NPS vs. PPF: Interest Rates.

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Investment Type Rate of Interest (per annum)
National Pension System 9\% to 12\%
Public Provident Fund 7.10\%

Which investment option is best in NPS?

Best Performing NPS Tier-I Returns 2021 – Scheme E

Pension Fund Managers Returns*
HDFC Pension Fund 21.35\% 14.02\%
UTI Retirement Solutions 21.97\% 12.79\%
SBI Pension Fund 19.78\% 12.30\%
ICICI Pension Fund 21.44\% 13.14\%

Is it worth investing in NPS?

An Affordable Investment Also popular as one of the low-cost investments with higher return benefits, NPS can be a good pick for you. The contribution can be minimal, but the higher compounding feature of these schemes helps the investor to enjoy considerable returns at the age of retirement.

Can I exit from NPS?

According to PFRDA Regulations, exit from NPS is allowed on normal superannuation/at the age of 60, before maturity/retirement, or upon the death of a subscriber.