How can I invest in peer to peer lending in India?

India’s Most Trusted P2P Lending Platform

1. #STEP1 Register With RupeeCircle. Create your account in 5 simple steps including profile, document submission verification, application and approval.
2. #STEP2 Choose Your Loan. Choose the offer with the terms that work the best for you.
3. #STEP3 Get Your Funds.

Is P2P lending safe in India Quora?

on average), and the risk is manageable, but you need to diversify! The first thing to understand is that P2P-lending is a fixed income asset class which has a beautiful risk-return relationship. It’s less risky than stocks and has a better return than the fixed income deposit your bank offers.

How do I become a peer to peer lender?

When you apply for a P2P loan, the process typically involves the following steps.

1. You complete and submit an online application.
2. The lending platform may assign you a risk category or grade.
3. Investors review your loan request.
4. You accept the loan.
5. You make monthly payments.

Are peer to peer lending safe?

Is peer-to-peer lending safe? Peer-to-peer lending platforms are not traditional banks or online lenders, which might make you nervous about borrowing from them. That said, investors take on the most risk; if borrowers don’t repay their loans and they go into default, investors probably won’t get their money back.

Is 12\% club safe Quora?

Yes, Bharatpe and 12\% club is 100\% secure and genuine plateform to invest money in P2P. And You will get up to 12\% interest in Your Money and you can withdraw interest money in daily basis. But this is not a 100\% Risk Free investment.

Is RupeeCircle safe?

We have strict safety standards to keep your data protected and confidential at all times through our secured systems. No pre-payment charges – At RupeeCircle, our loans are very flexible and the borrowers can pre-pay the loans at their own convenience without any charges provided 3 EMIs have been paid.

How much money can I make peer to peer lending?

How much can investors earn? You can expect to earn anywhere between 2\% and 6\% with peer-to-peer, but this will depend on how long you are happy to lock away your funds for, and who you are lending to. You’ll earn a higher rate of interest if you invest for longer and if you take on more risk.

What is Bharat PE app?

BharatPe is truly an ‘Indian’ leading fintech company, a pioneer in UPI payments and digital money lending for merchants. It is a payment solution application exclusively designed for merchants that can accept payments from any UPI payment app through a single BharatPe QR Code.