Why is my card being declined when I have money in my account?

Even if you have money in your account, your debit card can be declined for a number of reasons. The bank could have blocked the card for fraud prevention, the store may not accept your card type, the card could be damaged or have expired or you may have entered the wrong PIN.

Why cant I use my elite Paycheck Plus card?

See the Cardholder Agreement for more details. ***ATM surcharge fees may apply when using ATMs other than Allpoint. Save www.paychekplus.com in your favorites! Call the toll-free number on the back of your card and use the automated system for quick account access or to speak with a Customer Service Representative.

Why was my card declined Online?

Entering any information incorrectly when using your debit card can make your card get declined. This mostly happens when making online purchases. Most merchants request you to enter some personal details, including the name on the card or your address. When shopping online, you may be required to enter your zip code.

Can you put money on a elite Paycheck Plus card?

Loading Your Card You may add funds to your Card, called “value loading”, at any time. The minimum amount of the initial value load is $10.00. The minimum amount of each value reload is $10.00. The maximum amount of the initial value load is $7,500.00 if loading via direct deposit.

How do I activate Paycheck Plus card online?

Activation is simple! Once you receive your PaychekPLUS! Select MasterCard Prepaid Card, log on at www.paychekplus.com and follow the activation instructions. If you prefer, you can call the Customer Service number listed on the back of the card.

What is the meaning of payment declined?

It is important to understand that a “decline” response means the card issuer is unable or unwilling to provide an authorization on the cardholder’s account. Kindly inform the customer their card was declined by their card issuing bank and request another form of payment.

What time does direct deposit go in?

Many employees can expect payroll direct deposit to arrive in their account at midnight the day before the pay date. You may receive your money well before you arrive at work on payday.

Why did my card get blocked?

Normally debit cards can be blocked if there is fraud on the account so the fraudster can’t do any more damage to your account. However, there can be times where your card gets blocked because the store you went to has had a high volume of fraudulent charges made at the specific location.