How does SBI add on card work?

An SBI add on card allows you to share the benefits of your SBI Card with your loved ones. These cards can be issued to the spouse, parents and children (above 18 years of age) of the primary cardholder. Privileges on the primary card can also be availed on SBI add on cards unless mentioned specifically.

What is the benefit of add on card?

Benefits of Add-on Credit Cards Avoids the need of multiple credit cards within the family thus brings down the overall credit card maintenance costs. Enables minors, below the age of 18, to have a credit card. Add-on cardholders can enjoy the features offered by the credit card at no additional cost.

How does add on card work?

Add-on Credit cards are the additional credit cards issued under a primary or original credit card. These are the supplementary cards that could be applied for family members like spouse, children above 18 years of age or parents. Depending on the issuing bank, 1 to 5 Add-on cards could be availed.

What is add on card holder?

An additional cardholder is an authorized secondary user added to an account by the primary cardholder. The additional cardholder generally gets to enjoy all the benefits of a debit or credit card account without any liability, which remains the responsibility of the primary cardholder.

How many cards can be issued in add on cards?

A primary cardholder can avail 1 to 5 add-on credit cards.

Does add on card have same pin?

Yes the add-on card will have a different PIN. If the add-on card holder has forgotten or lost their PIN, can the use the Primary card holder to complete the transaction? No, they need to enter only their PIN. The transaction will get declined if they use an incorrect PIN.

Does add-on card have same pin?

Can I use add on card for lounge access?

The Primary card holder and the Add on member can jointly avail 3 complimentary access to Priority Pass lounges outside India in a calendar year. All guests visits using Priority pass would be charged at US $27 + GST per visit per guest.

What is additional card fee?

A yearly charge for each additional credit card you have issued for the same account. Typically $20-40 per extra card. Overlimit Fee.

Does add-on card affect credit score?

All the dues of add-on cards are billed to the primary cardholder and any delay in payment would reflect in their CIBIL report and affect their credit score.

What is the limit of add on credit card?

The credit limit on the add-on card is generally the same as that on the primary Credit Card. In some cases, the limit of credit on add-on cards is less than that of the primary card. Thus, it is at the discretion of banks to decide the credit limit on add-on cards.