What was the purpose of redlining maps?

Redlining was the practice of outlining areas with sizable Black populations in red ink on maps as a warning to mortgage lenders, effectively isolating Black people in areas that would suffer lower levels of investment than their white counterparts.

What is redlining and how did the term originate?

The term “redlining” was coined by sociologist John McKnight in the 1960s and derives from how the federal government and lenders would literally draw a red line on a map around the neighborhoods they would not invest in based on demographics alone. Black inner-city neighborhoods were most likely to be redlined.

What is redlining in real estate?

In the United States, redlining is a discriminatory practice in which services (financial and otherwise) were withheld from potential customers who resided in neighborhoods classified as ‘hazardous’ to investment; these residents largely belonged to racial and ethnic minorities.

How do you explain redlining?

redlining, illegal discriminatory practice in which a mortgage lender denies loans or an insurance provider restricts services to certain areas of a community, often because of the racial characteristics of the applicant’s neighbourhood.

What is redlining in real estate quizlet?

redlining. The practice of a lender to refuse to lend in a specific area, often based on the minority makeup of the area. steering. The illegal practice of nudging buyers away or toward a specific area based on the presence or absence of protected class members in the area relative to the buyers.

What is redlining real estate?

In the United States, redlining was a discriminatory practice in which services (financial and otherwise) were withheld from potential customers who resided in neighborhoods classified as ‘hazardous’ to investment; these residents largely belonged to racial and ethnic minorities.