How do I claim Icici Prudential Life Insurance after death?

Step 1 – Insurance Claim Reporting

1. Submit Online. Submit your claim online.
2. Call ClaimCare. Call our 24X7 ClaimCare team on 1-860-266-7766.
3. Visit Branch. Visit your nearest ICICI Prudential Life Insurance branch.
4. E-mail Claim or Send SMS.
5. Direct Mail.

Which type of death is covered in Icici term insurance?

Accidental Death Benefit Rider covers death due to an accident. Minimum Sum Assured: Rs. 50,000; Maximum Sum Assured: Equal to Sum assured up to Rs. 50 lakh.

Does Icici life insurance pay for suicidal death in India?

If the Life assured commits suicide whether sane or insane, within one year from the date of issue of this policy, this benefit cover shall be void and the premiums paid hereunder will be refunded after deducting the expenses incurred by the Company for the issue of the cover.

How long will the beneficiary receive payments under the single life settlement option?

Under a single life annuity with a 10 or 15 year certain period, guaranteed monthly payments will be made to you for at least a specified number of years. (You can choose either a 10-year period or a 15-year period.) Under this form of annuity, you will receive monthly payments for as long as you live.

What is settlement option in Icici Prudential Life Insurance?

The policy holder has an option to receive the maturity over a period of up to 5 years after maturity. • The Life Insurance cover and the rider cover, if any, shall cease on the original date of maturity. • Settlement option needs to be chosen at least 3 months prior to maturity.

How can a heir of deceased insured get the claim on a life policy?

The legal heir can make a claim when there is no nomination any time before the maturity of the policy, or if the insured has not requested a fresh nomination in case of the death of the nominee or in case of death of the nominee after the claim is filed but before its settlement.

How do I cancel my Icici Prudential policy?

To surrender your policy, you can visit any of our branches with the following documents:

1. Surrender form.
2. Policy document.
3. A signed copy of the photo identity proof of the policy-holder, i.e. PAN card, Aadhaar card etc.
4. Cancelled cheque of the bank account in which you wish to receive the surrender amount.

What is natural death in insurance?

Term insurance plan covers health related death or natural death. The death can be due to diseases or a medical condition which ultimately results in the death of the policy. Under such circumstances, the nominee of the policy holder will be paid the sum assured of the term plan.