What happens if someone hits your car while parked?

If someone hits your car in a parking lot or while parked on the street, treat the scene like an accident. Locate the person who hit your car and exchange information (if possible) Take photos and contact the authorities to file a police report. Contact your insurer and file a claim if necessary.

Who’s at fault in a sideswipe accident?

In a sideswipe accident, the driver who side swiped the other vehicle as it passes will typically be held liable. If that’s the case, he or she will be placed with 100 percent of the liability.

What happens if someone hits my parked car?

What Happens if Someone Hits My Parked Car? The driver who hit your car is responsible for the cost of repairs. Optional collision coverage can help pay for damage if this person can’t be located. Without collision, you could have to pay for repairs out of pocket.

Can I be held accountable for my car accident accidents?

There is a slight possibility that such cases can hold you accountable, but if you have collision coverage, filing a claim and obtaining a report can cover your costs. You may, however, need to pay a small deductible to have your damages repaired.

Does auto insurance cover damage to a parked car?

Your coverage will also be subject to your policy limits, which is the maximum amount your insurance will pay for a covered claim. While discovering your parked car has been damaged while you were away can be upsetting and stressful, having certain auto insurance coverages can help keep a bad situation from getting worse.

What happens if the person who hit my Car has insurance?

If the person who hit you has insurance, their insurance company will more than likely cover the costs to repair your vehicle. If they’re at the scene of the accident or they left a note, get their contact and insurance information so your insurer can follow up.