Why do routing numbers look weird?

The odd font used to print the number is known as magnetic ink character recognition (MICR) and is printed in electronic ink to allow banking institutions to easily process checks.

Are routing and account numbers sensitive?

Overall, the routing number found on your checks is less sensitive information than your account number. But generally, your personal bank account should be safe, unless your account number has been compromised as well.

How do I verify a routing number?

The routing number is the nine-digit number printed in the bottom left corner of each check. Your specific account number (usually 10 to 12 digits) is the second set of numbers printed on the bottom of your checks. The number furthest to the right is the check number.

Can someone hack your bank account with your account number and routing number?

The Difference Between Routing Number and Account Numbers While someone cannot hack your account directly using only your bank’s routing number, a carelessly disposed physical check can compromise your bank account because personal checks contain both your routing and account number.

What if I use the wrong routing number?

If you use the wrong number, the payment may be rejected or delayed – or even end up being sent to the wrong account. In many cases, if you accidentally enter the wrong routing number when making a wire transfer, your payment will be rejected and the money returned to you.

What can someone do with your routing number and account number?

If someone has your bank account number and routing number, it is possible for fraudsters to order fake checks using your bank information. They can use these fraudulent checks to pay for a purchase or they can also cash the check.

Is giving your account and routing number safe?

It is generally safe to give someone your bank account number to deposit money. An employer or family member might need the number to deposit money into your account. If people have other key pieces of information like your social security number, then it could be dangerous.

Can someone withdraw money with routing number?

Routing and Account Numbers Bank routing numbers are nine-digit identification numbers for banks issued by the American Bankers Association. But if someone has your routing number and account number, they can impersonate you and potentially take money from your account without permission.