Does the SBI account active without using 5 years?

A bank account becomes dormant if it has not been used for two years. A dormant SBI account can become prone to fraudulent offences. SBI does not impose any fee to make the inoperative account operational.

How can I know my old SBI account is active?

Send SMS “BAL” to 09223766666 for Balance Enquiry Give a missed call or SMS “MSTMT” to 09223866666. Once you do this, you will get a mini statement with the few latest transactions information on your account listed. You can also SMS “BAL” to 09223866666 to get your up-to-date account balance information.

How to know if your SBI account is active or inactive?

If you have been operating a current or savings bank account in SBI and you have not made any transactions through it for more than 12 months, you account will be considered as an inactive account. However, if you don’t make any transactions from your SBI account for more than 24 months, then the bank will consider it as a dormant account.

How long does it take for an SBI account to expire?

SBI account is declared inactive after 12 months of inactivity, which is any user induced transaction. Secondly, SBI customer care is the best location where you can get an answer to this question, not Quora. Because, SBI can tell your exact reason. Quorans will only speculate!

Why did my SBI account become dormant after 12 months?

Now if you already have a bank account in SBI and you are not using your SBI Bank Account from quite a long time, it might have got dormant. Usually the Bank Accounts which are not is use from a long time or the accounts in which no transactions are done are made inactive after a period of 12 months and made dormant after 24 months time.

Can I use my SBI account if it has zero balance?

Originally Answered: My SBI account has not been used for 5 years and has zero balance in it. Can I use it now? If the account has not been used for 5 long years and it has ZERO balance , chances are that it would have been closed long ago .