What happens if you deposit a check with no name on it?

If you forgot to put the name on the “pay to the order of” line then anybody who gets their hands on the check can add their name to the check and deposit it at their bank into their account. If it goes to the correct person they will have an easy time making sure that the check is made out correctly.

Does a check have to have your legal name on it?

The Uniform Commercial Code allows banks to deposit checks as long as they can verify that you are the person named on the check. Your bank may require one or more pieces of additional identification to verify your identity. If your bank isn’t satisfied with your evidence, you may need to have the check reissued.

What if someone wrote the wrong name on a check?

If someone gives you a check and they’ve spelled your name incorrectly, endorse the back of the check with the incorrect spelling, and then sign your name with the correct spelling on the back of the check.

What if someone misspells your name on a check?

If the name on the check is missing one or two letters, the easiest thing to do is endorse it on the back, with your name spelled correctly, and deposit in the ATM at your bank. Most often, it will go through just fine this way.

How can I cash someone else’s check legally?

Yes you can cash a check made payable to someone else. The payee on the front of the check must endorse the back of the check. You then indoors right below their name and you can then cash the check legally. The problem with that is that a bank teller has no idea if the PE endorsement is authentic or not.

Does the name on the check matter?

No one checks your name. Legally, there is no requirement that a check have the name of the maker, as long as the bank can identify the account. You may run into problems trying to use checks with merchants, when the name does not match that on your ID.

Can I cross out mistake on check?

In some situations, yes, you can correct a mistake on a check by crossing out the error, writing the correction directly above it, then adding your initials adjacent to the correction. Though, you should know that they are likely to recommend voiding the check and writing a new one. This is the cleanest method.

Can you correct a mistake on a check?

In some situations, yes, you can correct a mistake on a check by crossing out the error, writing the correction directly above it, then adding your initials adjacent to the correction. Ultimately, the decision to accept or reject a check lies with the financial institution at which it is deposited or cashed.