What is the main asset for a bank?

Loans
Loans. Loans are the major asset for most banks. They earn more interest than banks have to pay on deposits, and, thus, are a major source of revenue for a bank.

What is standard asset as per RBI?

Standard Asset is one which does not disclose any problems and which does not carry more than normal risk attached to the business. Such an asset should not be an NPA. i. With effect from March 31, 2005 an asset would be classified as sub-standard if it remained NPA for a period less than or equal to 12 months.

What are the three bank assets?

A bank can have different types of assets, including physical assets, such as equipment and land; loans, including interest from consumer and business loans; reserves, or holdings of deposits of the central bank and vault cash; and investments, or securities.

What is the total assets of SBI?

48.46 trillion INR (US$680 billion, 2021)
State Bank of India/Total assets

Is cash in bank an asset?

An asset is something of value that is owned and can be used to produce something. A bank has assets such as cash held in its vaults and monies that the bank holds at the Federal Reserve bank (called “reserves”), loans that are made to customers, and bonds.

What is SMA in banking terms?

Special Mention Account (SMA) Special Mention Account (SMA) is an account which is exhibiting signs of incipient stress resulting in the borrower defaulting in timely servicing of her debt obligations, though the account has not yet been classified as NPA as per the extant RBI guidelines.

How much money does RBI have?

Reserve Bank of India