How much is a personal articles policy?

How much does a personal articles policy cost? Personal articles policies are typically very affordable! Depending on the insurance company, where you live, and other factors, these policies typically cost about 80 – 90 cents per $100.

Do I need liability insurance as a photographer?

A photographer needs to have insurance in order to protect their assets. General liability insurance is needed in case they are sued over an injury, or some kind of property damage and property insurance is needed for the very valuable equipment that is used.

Do photographers have liability insurance?

Liability insurance for photographers covers damages due to alleged failure to provide contracted services or providing them incorrectly. Additionally, if you own a significant amount of camera and lighting equipment, and work on someone else’s property you should consider general liability insurance.

How can I protect my camera from being damaged?

You can wrap your camera body and lenses in their own, sealed cases or bags, yet it’d have to be a pretty severe environment to warrant this type of protection. Yup, there are some pretty nasty ways to damage your camera. It’s just awful how your precious baby can really come under attack in a whole number of ways!

What isequipment insurance for DSLR camera?

Equipment insurance will be an option that you can choose as part of your DSLR camera insurance package. Photography gear is very expensive. The damage caused to a dropped lens may cost you thousands of dollars if they aren’t insured. No matter how careful you are, accidents happen more often than you think.

Do I need a police report for a stolen camera?

Some insurance companies don’t require a police report, although in the case of a stolen camera, your lose will likely be listed under the “mysterious disappearance” clause. A police report makes it much easier and quicker to collect on a claim, especially if it’s happened more than once.

How much can you get for stolen camera parts?

If it’s approved, you’d receive up to $1,500 for the camera body. However, if someone had only stolen a $1,000 lens from the studio, you’d receive only up to $750 for the lens (your deductible kicks in before the sublimit, in this case).