What does it mean to be medically uninsured?

It means that you have to pay for your services and that you do not have coverage for the hospital services by a third party like Medicare, Medicaid, Workers Compensation or an insurance company. Other common terms used when referring to Uninsured patients are: Self Pay and Private Pay.

Can you be denied healthcare?

Health insurers can no longer charge more or deny coverage to you or your child because of a pre-existing health condition like asthma, diabetes, or cancer. They cannot limit benefits for that condition either. Once you have insurance, they can’t refuse to cover treatment for your pre-existing condition.

What does OPD stand for?

Out Patient Department. OPD. Out-of-Plane Distortion.

Can I use my health insurance after an auto accident?

The answer is yes, meaning you may have to deal with a denied claim caused by an auto accident. The reason that some health insurance companies don’t pay has to do with insurance company rules. The video below discusses why you should use your health insurance after an accident. Auto insurance laws and health insurance laws may vary.

What is accident insurance and how does it work?

Accident insurance typically pays a fixed amount when you experience a covered accident. The insurance can help pay for medical services like hospitalization, ambulance, urgent care and ER services, and inpatient rehab. Accidental injuries that are commonly covered include: Accident insurance typically doesn’t cover:

Who pays for medical bills after an auto accident?

When a driver injured in an auto accident seeks medical care, her auto insurance policy should pay the bills. If the driver doesn’t have auto insurance but has health insurance, her health insurance policy may decline to pay for her health care.

Can a health insurance company deny a claim caused by an accident?

Your health insurance company can deny a claim that was caused by an auto accident. The reason that some health insurance companies don’t pay has to do with insurance company rules. There’s no question that many people don’t understand health or auto insurance.