What is the minimum eligibility for personal loan?
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What is the minimum eligibility for personal loan?
Personal Loan Eligibility Criteria for Salaried Applicant
Eligible Age Group | 21 years to 60 years |
---|---|
Minimum Net Monthly Income | Rs. 15,000 |
Minimum Total Work Experience | 1 year |
Minimum Work Exp. with current organisation | 6 months |
Minimum Prior Relationship with lender | 6 months |
What is the minimum salary to get personal loan in Dubai?
AED 3000
Eligibility
Eligibility | UAE Nationals | Expats |
---|---|---|
Age | 21-60 | 21-65 |
Minimum Salary | AED 3000 | AED 3000 |
Salary Transfer | Required (Depends upon the bank) | Required (Depends upon the bank) |
Company Listed | Required (Depends upon the bank) | Required (Depends upon the bank) |
How do I qualify for a bank loan?
Are You Aware of These Bank Loan Requirements?
- Purpose of Loan. While some lenders don’t have usage restrictions, most will want to know how you plan to spend it.
- Business Experience.
- Business Plan.
- Credit History.
- Personal Information.
- Financial Statements.
- Collateral.
- Cash Flow.
What are the documents required for personal loan in UAE?
Cap
SR No | Documents Required |
---|---|
1 | Completed application form |
2 | Valid Passport, Visa & EIDA Card copy |
3 | Last 3 months bank statements copy |
4 | Salary certificate issued to ADCB, dated 30 days or less from date of loan application |
Which bank is giving less interest for personal loan?
Compare Best Personal Loan in India
Bank | Interest Rates | Lowest EMI Per Lakh |
---|---|---|
HDFC Bank Personal Loan ⊕ Compare | 10.25\% | ₹ 2,137 |
ICICI Bank Personal Loan ⊕ Compare | 10.25\% | ₹ 2,137 |
Bajaj Finserv Personal Loan ⊕ Compare | 12.99\% | ₹ 2,275 |
IDFC First Bank Personal Loan ⊕ Compare | 10.49\% | ₹ 2,149 |
How much personal loan can I get if my salary is 10000?
Banks such as SBI and Indian Overseas Bank provide personal loans to individuals who have lower income of Rs. 5000 per month. But the loan amount might be lower than you expected….Personal Loan For Low Salary Less Than 10000.
Bank | Minimum Monthly Income Required |
---|---|
Punjab National Bank | Rs. 10,000 |
HDFC Bank | Rs. 15,000 |
ICICI Bank | Rs. 17,500 |